Why Choose Great Falls Credit Union Car Loans
Great Falls FCU offers low-rate credit union auto loans and car loans across Maine, from Auburn to Monmouth.
- Competitive Rates: Enjoy low-interest rates tailored to your financial situation.
- Flexible Terms: Choose from a range of loan terms to fit your budget and lifestyle.
- Easy Application Process: Apply online or visit one of our branches for quick approval.
- Personalized Service: Our in-house auto loan experts are here to guide you through every step, always prioritizing your needs.
Auto Loan Features
- Loan Amounts: Finance up to 100% of the vehicle's value.
- Terms: Flexible terms up to 84 months.
- Pre-Approval: Get pre-approved for better negotiating power at the dealership.
- No Hidden Fees: Transparent terms with no surprises.
How Our Auto Loan Process Works
1. Apply Online: Fill out our simple online application form.
2. Get Pre-Approved: Receive a pre-approval notice within 24 hours.
3. Shop for Your Car: Use your pre-approval to shop with confidence.
4. Complete the Purchase: Finalize your loan and drive away happy, knowing you've made a smart financial decision.
Tools and Resources Section:
Vehicle Valuation: Compare a vehicles current JD Power and KBB value to be informed at the dealership.
New & Used Autos - 2019 & Newer
Effective Date: Saturday, March 29th, 2025
| Term | Interest Rate | APR*** | Payments per $1,000/month |
|---|---|---|---|
| 12 Months | as low as 5.50% | 5.50% | $85.86 |
| 24 Months | as low as 5.50% | 5.50% | $44.11 |
| 36 Months | as low as 5.50% | 5.50% | $30.21 |
| 48 Months | as low as 5.75% | 5.75% | $23.18 |
| 60 Months | as low as 5.75% | 5.75% | $19.23 |
| 72 Months* | as low as 6.00% | 6.00% | $16.58 |
| 84 Months** | as low as 6.50% | 6.50% | $14.86 |
| *72 Month Term only available for autos 2020 & newer. **84 month term only available to autos 2021 & Newer that have less than 30,000 miles. Minimum to finance $25,000. ***100% Financing available for qualified applicants. Annual Percentage Rate based on a credit score of 750 or higher. Your individual loan rate will be based on your personal financial situation and previous credit performance. | |||
