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Why Choose Great Falls Auto Loans 

  • Competitive Rates: Enjoy low-interest rates tailored to your financial situation.
  • Flexible Terms: Choose from a range of loan terms to fit your budget and lifestyle.
  • Easy Application Process: Apply online or visit one of our branches for quick approval.
  • Personalized Service: Our in-house auto loan experts are here to guide you through every step, always prioritizing your needs.

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Auto Loan Features

  • Loan Amounts: Finance up to 100% of the vehicle's value.
  • Terms: Flexible terms up to 84 months.
  • Pre-Approval: Get pre-approved for better negotiating power at the dealership.
  • No Hidden Fees: Transparent terms with no surprises.

Auto Loans

 

How Our Auto Loan Process Works

1. Apply Online: Fill out our simple online application form.

2. Get Pre-Approved: Receive a pre-approval notice within 24 hours.

3. Shop for Your Car: Use your pre-approval to shop with confidence.

4. Complete the Purchase: Finalize your loan and drive away happy, knowing you've made a smart financial decision.

Tools and Resources Section:

Vehicle Valuation: Compare a vehicles current JD Power and KBB value to be informed at the dealership.

New & Used Autos - 2018 & Newer
Effective Date: Saturday, December 21st, 2024
TermInterest RateAPR***Payments per $1,000/month
12 Months as low as 5.50% 5.50% $85.86
24 Months as low as 5.50% 5.50% $44.11
36 Months as low as 5.50% 5.50% $30.21
48 Months as low as 5.75% 5.75% $23.18
60 Months as low as 5.75% 5.75% $19.23
72 Months* as low as 6.00% 6.00% $16.58
84 Months** as low as 6.50% 6.50% $14.86
*72 Month Term only available for autos 2019 & newer. **84 month term only available to autos 2020 & Newer that have less than 30,000 miles. Minimum to finance $25,000. ***100% Financing available for qualified applicants. Annual Percentage Rate based on a credit score of 750 or higher. Your individual loan rate will be based on your personal financial situation and previous credit performance.

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Loan and Credit Questions

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Become a Member 

At Great Falls FCU, we believe in putting our members first. As a not-for-profit financial institution, our primary goal is to serve you and help you achieve your financial dreams. Joining our credit union means becoming part of a community that values your financial well-being, offers personalized service, and provides access to a wide range of financial products and services tailored to your needs.

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