Home > Loans > Mortgage Loans | Great Falls FCU

Your Dream Home Awaits with Great Falls FCU

At Great Falls FCU we understand that buying a home is one of the most significant decisions you’ll make. Our mortgage solutions are designed to support you every step of the way, ensuring a smooth and stress-free experience. With competitive rates, personalized service, and a member-first approach, we make homeownership achievable and rewarding.

Start Your Mortgage Journey

Why Choose Our Mortgage Services?

Why Choose Our Mortgage Services? 

  • Competitive Rates: Benefit from our low-interest mortgage rates.
  • Flexible Terms: Choose from a variety of mortgage terms that best fit your financial situation.
  • Simple Application Process: Our streamlined application process makes getting a mortgage easy and hassle-free.
  • Dedicated Support: Our in-house mortgage specialists are here to guide you through every step.

Mortgage Options

Fixed-Rate Mortgages

Lock in a consistent interest rate for the life of your loan with our fixed-rate mortgage options.

  • Predictable Payments: Enjoy the stability of fixed monthly payments.
  • Long-Term Planning: Ideal for those planning to stay in their home long-term.
  • Various Terms: Choose from 15, 20, or 30-year terms to suit your needs.
Adjustable-Rate Mortgages (ARMs)

Take advantage of lower initial rates with our adjustable-rate mortgage options.

  • Lower Initial Rates: Benefit from lower rates during the initial fixed period.
  • Flexible Terms: Various adjustment periods available to fit your financial strategy.
  • Rate Caps: Protect yourself with rate caps that limit how much your interest rate can increase.
Refinancing Options

Looking to refinance your current mortgage? We offer refinancing options to help you save money.

  • Lower Rates: Potentially reduce your interest rate and monthly payments.
  • Cash-Out Refinancing: Access the equity in your home for other financial needs.
  • Flexible Terms: Adjust your mortgage terms to better fit your financial goals.

 

How Our Mortgage Process Works

  • Consultation: Speak with one of our in-house mortgage specialists to discuss your needs and options.
  • Pre-Approval: Get pre-approved to understand how much you can afford.
  • Home Search: Shop for your dream home with confidence.
  • Application: Complete our simple mortgage application process.
  • Approval: Receive approval and finalize your loan.
  • Closing: Close on your new home and step into the next chapter of your life.

Start Your Mortgage Journey

Become a Member

Become a Member

At Great Falls FCU, we believe in putting our members first. As a not-for-profit financial institution, our primary goal is to serve you and help you achieve your financial dreams. Joining our credit union means becoming part of a community that values your financial well-being, offers personalized service, and provides access to a wide range of financial products and services tailored to your needs.

Join a Credit Union